Quoted rates are the lowest rates available. The final loan rate is based on credit worthiness and consumer credit scoring, and may be higher than the quoted rate.
Loan Rates Effective : 07-01-2006 or as indicated. Rates are subject to change without notice.
Titled Vehicle Loan (Autos and Recreational ) rates effective 9-1-08.
Truth In Lending Disclosures (Adobe Acrobat File)
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GSCU "Lease for Less" (Lease Look-a-Like) Auto Loan Program is available.
As low as 5.99%apr up to 60 mos. As low as 6.49%apr up to 72 mos.
Various model years/terms available. Program Fee Waived at this time.
Ask for details.
| Type |
Term |
Annual Percentage Rate |
| Auto - 2009/2008/2007 |
Up to 60 months
Up to 72 months |
As low as 4.99% APR
As low as 5.49% APR |
|
Auto - 2006 |
Up to 60 months |
As low as 5.14% APR |
| Auto - 2005 |
Up to 60 months |
As low as 5.24% APR |
| Auto - 2004 |
Up to 48 months |
As low as 5.49% APR |
| Auto - 2003 & older |
Up to 36 months |
As low as 6.39% APR |
|
Recreational:Boats,RVs,Motorcyles,etc.
|
|
|
| 2009/2008 - 2007/2004 |
Up to 60 months |
As low as 4.99% APR |
|
Up to 72 months |
As low as 5.49% APR |
|
Up to 96 months |
As low as 5.99% APR |
|
Up to 120 months |
As low as 7.89% APR |
|
Up to 180 months |
As low as 8.89% APR |
| 2003 & older |
Up to 60 months |
As low as 6.39% APR |
|
Up to 96 months |
As low as 7.89% APR |
|
Up to 120 months |
As low as 8.89% APR |
| Home Improvement |
Up to 8 years Call for terms/rates |
As low as 7.89% APR (3 year term) |
| Special/ personal |
Up to 5 years Call for terms/rates |
As low as 6.49% APR (1 year term) |
| 1st Mortgage |
15 years |
As low as 5.75% APR Eff. 10-3-08 |
| 1st Mortgage |
20 years |
As low as 6.49% APR |
|
1st Mortgage |
30 years |
As low as 6.75% APR |
|
Home Equity - Line Of Credit
Home Equity - Line of Credit |
5/7 Line of Credit
10/10 Line of Credit |
As low as 6.00% APR* Eff. 10-3-08
As low as 6.49% APR* Eff. 10-3-08
*80% Loan to value |
| Home Equity - Closed end |
15 years |
As low as 6.25% APR Eff. 10-3-08 |
|
5 year Balloon Mortgage-
As low as 5.99% APR
NO APPLICATION FEE! Thru 10-31-08
Home Equity-Variable/LOC
Effective 2-1-08 or as indicated.
Rates are subject to change without notice. Call for details. |
20 years |
4.75% APR
1st year/then prime rate
with min.5%. Rate is based on the
prime rate according to the Wall Street
Journal on the 1st day of the quarter.
Call for details. |
Titled autos only up to 72 months.
Mortgage Loans based on availability of funds. 100% Loan to Value (LTV) on Home Equity products has been suspended until further notice.
APR - Annual Percentage Rate APY - Annual Percentage Yield
Rates are subject to change without notice. Exceptions may apply.
Good Shepherd CU
4111 Fort Street
Lincoln Park, Michigan
48146
313.386.9220
Fax: 313.386.4317
mbrsvc@goodshepherdcu.org
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