Click Here For GSCU/TNB MasterCard Information & Card Member Login
 

 

Holiday Hours:
Wed., Dec.24th-OPEN Until 1:00pm
Thurs., Dec.25th  - Merry Christmas-CLOSED
Wed., Dec. 31st-OPEN Until 1:00pm
Thurs., Jan 1st-Happy New Year- CLOSED

 

NCUA Share Insurance
Bill Signed to Temporarily Increase to $250,000.00* 
The National Credit Union Administration (NCUA)
is an independent agency of the US Goverment.
NCUA regulates, charters, and insures the nation's
credit unions. The shares in your credit union are insured by the
National Credit Union Share Insurance Fund (NCUSIF),
an arm of NCUA. 
President Bush signed a bill to temporarily increase
the Share Insurance from $100,000.00 to $250,000.00.
For further  Share Insurance information vist the NCUA
website at
www.ncua.gov and also click on the immediate releases:
NCUA Chairman Fryzel Statements on:
Passage of the Emergency Economic Stabilization Act and
Senate Passage of Share Insurance Increase. 
*thru 12-31-09

 

 Pay Your Bills Online from Anywhere...
 for FREE!*

                               

Sign up for Free Bill Pay** between
11-1-08 thru 12-31-08
With a chance
to WIN a $50 Gas Card!
*Until further notice. **Free Bill Pay Formula=Checking+Debit Card
Two $50 winners/drawing held on 1-13-09.

 

Who's Looking Out For You?

                

Certificate of Deposit Specials
6 mos.CD/Monthly Interest
3.25%apy*
3.20%apr*

12 mos. CD/Monthly Interest
3.75%apy
3.69%apr

12 mos. CD/Quarterly Interest
3.75%apy
3.70%apr

Min. $500.00  Effective 10-13-08
*Annual Percentage Yield/Annual Percentage Rate
Rates are subject to change. Add.05% for $75,000
and over. Early withdrawal penalties apply.
12 mos./quarterly rates applies to IRA CDs.
Call for details.

 

Make a Youth
Savings Account
Deposit



November 1st thru December 13th
and be entered into
World's Largest Christmans
Stocking Drawing

One drawing ticket entered per account
per deposit. Unlimited deposits accepted.
One stocking per office location. Drawing
held on December 16, 2008. 

 


 No Application Fee!*
 MORTGAGE Special
5 Yr. Balloon-
As low as
5.99%
apr**
Extended 12-1-08/12-31-08

Mortgages/Home Equity loans based on availability of funds.
*Certain Fees Apply-Ask for details.
**APR= Annual Percentage Rate. Disclosures available in lobbies.
Other rates/terms available.
All rates are subject to change without notice.

 

"We're Getting Ready"
Holiday Loan Special
as low as
6.49% apr*
up to 12 months

                                                                     

                      Chance to WIN a                     
"Pennie the Penguin"

*Annual Percentage Rate.Other terms/rates available.
Three stuffed penguins per office locations. Promotions
effective from 11-1-08/12-13-08. Drawing held 12-16-08.
Rates are subject to change.


 

   

                             Ask about a BUSINESS LOAN ! 

 

        GSCU will help you travel with peace of mind.       
       
CuMoney Visa Travel Money Card is here...
                        and is better than travelers checks!
Features:
-
Reloadable-Up to 4 times (Min.$100/Max.$5000 per card)
- ATM and PIN access
- Accepted worldwide at Visa locations
- Only $6 per card
Benefits:
-
Safe, secure, and cancelable if lost or stolen
- Reduces stress of Identity Theft
- Transferable for use by spouse/children
               

       "Phishing" and "Spoofing" emails
are fraudulent messages that appear to be from a
well-known company and ask you to click on a link and/or
provide,update or confirm confidential information.
This type of information can include your
Social Security number,credit union account numbers
and passwords. Even clicking the link in a spoofed
email can be dangerous, whether or not your provide
the information requested. When in doubt, do not click-
Call your credit union.

 

 

 

      Consumers Reminded to Check Their Credit Reports

Consumers Union urged consumers to make sure they get their free copy of their credit report this year from any or all of the three national consumer credit reporting agencies.

The group noted a report last November from the Federal Trade Commission that said only 22 percent of Americans have gotten their free reports since they started becoming available in late 2004; the annual reports became free nationwide in September 2005.

There is a special site set up where consumers can go to request the reports, www.annualcreditreport.com. Consumers can also dial 877-322-8228 to request the reports, or they can mail a completed Annual Credit Report Form to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Consumers can get one annual report free yearly from each of the reporting agencies. They can be ordered at one time or different times throughout the year.

GSCU Transit & Routing Number: 272482346    

FRAUD ALERT

Be aware of the "Telephone Phishing Scam: It is important to never release personal information to anyone over the telephone. The Credit Union would not call or have a third party contact you by telephone. Call the credit union immediately!

A phishing scam is currently circulating where criminals have fraudulently duplicated the NCUA's logo in order to obtain account and password information for credit union members. If you receive such an email, click here for further instructions.

AN IMPORTANT SECURITY REMINDER FROM GSCU:
We will NEVER ask you for your personal information online. If you get such a request, do not provide your information and contact us immediately. For more information about how to protect yourself, click here. http://www.consumer.gov/idtheft/.


Free Tax Prep Resources for Low-and-Moderate Income Filers begins January 15. Click here on the Just file it! logo to access all state and federal income tax forms to receive important refunds and credits for low-and-moderate income wage earners. This service is FREE.


Good Shepherd CU
4111 Fort Street
Lincoln Park, Michigan 48146
313.386.9220
Fax: 313.386.4317
mbrsvc@goodshepherdcu.org